15500 Scarlet Street Austin, TX 78728 512-350-2442

Latest News, Tips & More | Armor Auto Sales

Financing Solutions at ARMOR Auto Sales in Austin

At ARMOR Auto Sales, we pride ourselves on being a leading automotive dealership in Austin, Texas, providing customers with quality vehicles and flexible financing options. Serving Travis County and the surrounding cities, we aim to be a trusted source for affordable, reliable vehicles and accessible financing solutions for all credit types. Whether you’re from Jollyville, Pflugerville, or any of the nearby cities, we are here to help you find the perfect vehicle and secure the best financing terms possible.

Comprehensive Financing Options for All Credit Types

One of the biggest advantages of choosing ARMOR Auto Sales is our diverse financing options. We understand that not everyone has perfect credit, which is why we have tailored solutions to accommodate a variety of credit scenarios:

  1. No Credit Financing For those who are just starting to build credit or have no established credit history, we offer plans that focus on income stability and other positive financial factors. By using these indicators instead of credit scores alone, we make it possible for first-time buyers to drive away with a quality vehicle.

  2. Bad Credit Financing Life can sometimes lead to financial challenges that affect credit scores, but we believe that doesn’t mean you should be limited in your transportation options. ARMOR Auto Sales specializes in bad credit financing, evaluating each customer’s situation individually to offer a plan that suits their needs. We take into account employment history, residence stability, and the down payment you’re able to make. Our goal is to get you approved quickly and efficiently, ensuring you can rebuild your credit with a manageable payment plan.

  3. New Credit and Buy Here Pay Here (BHPH) Programs ARMOR Auto Sales also offers new credit programs for those looking to reestablish their credit profile. With our Buy Here Pay Here (BHPH) financing option, we simplify the buying process by acting as the lender, which allows for a streamlined and customer-friendly approach. This program is especially valuable for those with past credit issues, offering a direct pathway to vehicle ownership without the complications of traditional lenders.

  4. Flexible Down Payment Plans We know that a significant barrier for many is the down payment. At ARMOR Auto Sales, we work with you to develop flexible down payment plans that fit within your budget. Our goal is to make vehicle ownership accessible, even if you’re working on a limited budget. Customers can choose from various payment structures to secure a car while keeping their finances manageable.

A Wide Range of Quality Inventory

ARMOR Auto Sales offers a diverse inventory of quality vehicles, including cars, trucks, SUVs, and more. Whether you’re looking for a fuel-efficient compact car, a spacious family SUV, or a durable truck for work, we have options for every lifestyle and budget. Each vehicle undergoes a comprehensive inspection process to ensure it meets our high standards for quality and reliability.

  1. Cars Our selection includes sedans, hatchbacks, and hybrids. From economical choices for daily commuting to mid-sized sedans perfect for families, we aim to provide a variety of options that suit different driving needs.

  2. Trucks and SUVs For those needing something more rugged, our trucks and SUVs provide power and versatility. Whether you’re working in construction or simply need a vehicle with greater storage capacity, our truck and SUV options deliver performance, durability, and comfort.

  3. Certified Pre-Owned Vehicles ARMOR Auto Sales offers a range of certified pre-owned vehicles, ensuring you get additional peace of mind with your purchase. Our certified vehicles come with extended warranties, detailed inspections, and thorough vehicle history reports, giving you confidence in your choice.

Serving Austin and Beyond: Our Market Area

While ARMOR Auto Sales is based in Austin, Texas, our reach extends far beyond the city limits. We proudly serve the following areas, providing quality vehicles and financing solutions throughout Travis County and surrounding cities:

  • Jollyville, TX: We bring our same great services to Jollyville residents, ensuring quality vehicles and financing options.

  • Anderson Mill, TX: Customers in Anderson Mill can enjoy our extensive inventory and financing flexibility.

  • Pflugerville, TX: We cater to Pflugerville’s growing community with a selection of cars, trucks, and SUVs that fit various needs and lifestyles.

  • Lakeway, TX: Our dealership provides a wide range of vehicles suitable for the Lakeway area’s unique blend of city and suburban lifestyles.

  • Cedar Park, TX: Cedar Park residents benefit from our easy approval process and broad vehicle selection, helping them find transportation that works for their family or business needs.

  • Round Rock, TX: We understand the needs of Round Rock customers and strive to provide dependable vehicles backed by financing options that make ownership achievable.

  • Kyle, TX: Whether you’re seeking a family SUV or a work truck, our dealership’s inventory in Kyle offers diverse options for every buyer.

  • Leander, TX: Residents in Leander can access our vehicle inventory with personalized finance plans tailored to their budget and credit situation.

  • Georgetown, TX: For those in Georgetown, ARMOR Auto Sales is the go-to dealership for high-quality vehicles and financing assistance.

  • Lockhart, TX: In Lockhart, we help customers find reliable vehicles that fit their financial needs, regardless of credit challenges.

  • Taylor, TX: We work closely with Taylor residents to offer dependable used cars and financing solutions designed for various credit types.

  • San Marcos, TX: Our presence in San Marcos ensures that residents have access to flexible financing options and a wide vehicle selection close to home.

  • Canyon Lake, TX: Canyon Lake residents can find high-quality cars and trucks with finance programs designed to suit their specific requirements.

  • New Braunfels, TX: We cater to New Braunfels with a variety of vehicles and financing plans that adapt to different customer circumstances.

  • Seguin, TX: In Seguin, ARMOR Auto Sales is the dealership of choice for customers looking for quality vehicles and flexible finance options that work for them.

Why Choose ARMOR Auto Sales?

ARMOR Auto Sales stands out in the competitive market of Austin, Texas, because of our commitment to customer satisfaction and a streamlined buying process. Our focus is on providing flexible solutions and quality inventory that ensure each customer finds a vehicle that matches their needs and budget. Here’s why more customers are choosing ARMOR Auto Sales:

  1. Customer-Centered Approach We prioritize our customers’ needs and tailor each vehicle purchase experience to ensure it is as convenient as possible. Whether you have credit challenges or specific vehicle needs, we work hard to match you with the right financing and vehicle.

  2. Transparent Buying Process Transparency is key to our operations. We provide clear information about our financing programs, vehicle histories, and inspections so that customers know exactly what they are purchasing.

  3. Commitment to Community As part of the Austin and Travis County community, ARMOR Auto Sales gives back through various local initiatives and partnerships. We aim to be more than just a dealership; we want to be a trusted partner in the community.

Visit ARMOR Auto Sales Today

If you’re in Austin, TX, or any of the surrounding cities such as Jollyville, Pflugerville, or New Braunfels, ARMOR Auto Sales is your destination for quality vehicles and accessible financing solutions. We invite you to explore our inventory online or visit our dealership to experience our exceptional service firsthand. Whether you need assistance with financing or want to test drive one of our vehicles, our team is here to help.

At ARMOR Auto Sales, our mission is to provide you with the best car-buying experience possible, no matter your credit situation. Contact us today to find out how we can get you driving the vehicle you need!

FRANCHISE CAR DEALERS SUCK!

This actually happened, but I am changing the names. So we know someone that wanted a new to them vehicle. Found what they wanted out of town for their budget of $26,000. They called and confirmed on the phone $26K + TT & L. Ok, great. Also comes with a full tank of gas, 1 year warranty. They drive 95 miles to another town where the dealership is located, ready to close the deal and get the vehicle just to find out that the price of $26,000 does not include the reconditioning to the vehicle of $4,000, or the window tint and etching that they did for $2,000. So the only way to get it is to actually pay $32,000 + TT & L. BIG difference in price and big disappointment. We would consider this borderline deceptive. Here at Armor Auto Sales we give a price and that is what you get it for. NO BS! No added charges. Be careful out there and come see us for the best deals around on quality used vehicles!!

Value Add

Some people say they would never buy from a small independent dealer. Here are some reasons to buy. #1. Value added. As a small dealer, we go thru thru every vehicle mechanically and replace old brakes, timing belts, worn tires, fuses, light bulbs, windshield wipers, etc. We want to make sure the vehicle is mechanically sound. Second, the vehicle comes with a new inspection, license plates, and a title. We handle all of that. You can come pick up your plates, or have them mailed to you. There are no tricky issues, fake titles, wondering if you are doing the paperwork correctly. It is all handled. #3. Each vehicle is checked for visual imperfections and determined whether the vehicle should have any paint, dents, missing parts, etc, worked on or repaired. This is determined by the price point of the vehicle, and the severity of the damage. Some vehicles warrant repairs and some do not, and some do not even need anything. #4. Each vehicle is detailed and cleaned. Stickers removed, odor removal and thoroughly cleaned. This is a new to you car, and you should be proud to keep it cleaned and maintained. What we do is a starting point in providing a quality vehicle at a reasonable price. You typically do not get any of this from an individual. Test drive the vehicle of your choosing. We believe the value added is well worth your time to check out.

Scotty Kilmer

Parents. When buying a vehicle for your first time driver, keep in mind that this is their first vehicle. Insurance carriers know there is a high chance of a wreck or crash. The statistics prove it. Therefore, their insurance is sky high. Why not take that knowledge and realize that it would be a good idea to buy a safe, simple, reliable vehicle paid for in cash. A rule of thumb is to buy something 1/3 of what you can afford. So if you are thinking of spending $15,000 just spend around $5,000 cash. Cut out the interest, the high insurance and expense. Instead invest that extra $10,000. Provide a reward when they graduate from high school or college, with a newer car at that time. Let them get that driving experience, and if there is a wreck, you have the money to replace it. This is good financial sense if you can do it?

Text Us